SmartClose™ Product Features

Electronically notarize documents stored in the SmartSAFE

• Multiple signatures and sealed approvals
• Documents can be signed or sealed from multiple locations
• Biometric signatures and thumbprint capture
• Chain of custody journal
• Tamper sealing of notarized documents
• Disconnected signing and notarization if Internet connection not available
  

Borrower can view all transaction documents in one place

• View in SmartSigning Room or Customer web interface
• Sign all non-notary documents
• Preview documents to be notarized
• Easy view and download features during and after the transaction
  

Provide “10 minute” close for mortgages

• Non critical or non-notary documents can be previewed and signed prior to meeting with closing agent
• Only critical or notary documents need to be reviewed in presence of closing agent
• Borrower can preview documents to be notarized – but can’t sign without notary
  

MERS® eRegistry integration for eMortgages

• Support for MISMO SMARTDocs (categories 1, 3 and 4)
  
  
• Registration
  — Auto registration options
  — Supports Broker Delegatee model
  
  
• Transfers
  — Initiate
  — Receive
  — Auto notification responses
  
  
• eDeliveries
  — Initiate
  — Receive
  — Auto notification responses
  
  
• Full auditing and reporting on all MERS eRegistry Transactions
  
  
• MERS Administration
  — Set up MERS organizations
  — Establish auto registration & notification
  — Establish Broker Delegatee relationships