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SmartSigning Service Features:
Fast & Simple Mortgage eDisclosure Prep
- Originator can upload data set to minimize data re-entry.
- Compliance Source will identify missing or additional data and allow Originator to supplement.
- Instant generation of federal and state disclosures in single, PDF package.
- Option for custom, Investor-specific Disclosure preparation.
- Originator access to SmartSigning Service directly through Compliance Source or via Third-Party Service Providers.
Secure & Streamlined Disclosure Signing
- Disclosure package automatically prepared for signing and submitted to Originator’s individual SmartSAFE vault via web service.
- SmartSigning Room auto-created and invitation email sent to all Borrowers.
- Imbedded ESIGN Consent process.
- Borrower can select personal signing font.
- Secure Borrower access to review, annotate and electronically sign disclosure document.
- Insertion of signature images for each Borrower on each signature line.
- Borrower can print or download all disclosures.
Critical Quality Control & Process Management Features
- Available legal representation for State and Federal Regulators.
- HOEPA calculation without warranty.
- Notification to Originator if Borrower has not executed documents within 72 hours.
- Signing quality controls including who can sign and document expiration checks.
- Signing process ensures Borrower has reviewed disclosures prior to signing.
- Notification to Originator if Borrower adds comment to document.
- Ability for Originator to manage SmartSigning Rooms, including adding or removing documents and signers.
- SmartSigning Rooms support Originator tracking IDs and naming conventions.
- Configurable signing authentication options.
- Full logging and reporting of SmartSigning Room creation, modification and activity.
- Electronically signed record securely retained in SmartSAFE for future printing, viewing and auditing.
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